Non-bank loans newly under CNB supervision
Financial experts expect that loans often granted to LUs in connection with the new Credit Act will be significantly reduced for consumers. This stems from the experience of non-bank loans. Indeed, many non-bank lenders based their trades directly on misleading and misusing consumers. Now they will be strictly supervised by the Czech National Bank. However, maximum caution is required for each loan before it comes into practice.
Non-bank loans immediately on account? Bank loans are often even faster
Non-bank loans advertised on the spot can be tempting, but do not underestimate their risks. Potential clients often call a bold sum without even getting a loan, or pay for the disadvantageous terms of a loan written in a small print… It is better to choose a loan from a bank that is at least as fast, if not faster, than a non-bank loan. But what is main – thanks to the banking license is safe.
Beware of the risks of non-bank loans without a registry
Do you know where he really lends without a registry? And above all, reliably, with reasonable interest? At Zaloan Bank – if you use Zaloan Credit overdraft. Repeated loans from this loan account are as fast as lightning, without paperwork and registry or revenue verification. Zaloan appreciates responsible clients and is constantly looking for ways to make it easier for them. This international bank started out as a non-banking company in Zaloan Czech and eventually transferred its original non-bank loans to modern flexible bank loans.
Non-bank loan reviews will help you choose
Client disclosures are generally beneficial, but reading reviews of non-bank loans may be disastrous. Contact the banking sector. For example, at the Zaloan Bank, you can handle all loans comfortably online. “Superb processing, easy filling and connection to the bank,” Mr. Petr wrote in his Zaloan review. The client, Mrs. Iveta, also gave her experience: “Last time we borrowed 8,000 CZK from our Zaloan Credit account for a new TV and paid it in several installments with a reasonable increase. Zaloan’s quick loan helps us to disburse discreetly, and we don’t even remember earlier expensive non-bank loans, loan lending or lending from friends. ” “ You can borrow and repay at any time, ” Mrs. Kvetoslava told Zaloan.
Bank loans are always more reliable
Ideally choose a bank loan straight away. Zaloan, which has brought non-bank loans to our market without collateral, has extensive experience with them. He is now a bank and provides modern online bank loans with minimal administration and sending to client accounts within 1 minute of approval.
In addition, you can get the first Zaloan bank loan up to CZK 9,000 for free. Ask for it now! You return the same amount of money you have borrowed, nothing more at the agreed time. You will test the reliability of Zaloan Bank and communicate with the customer center.
Zaloan – a tradition of safe loans in the Czech Republic
If you opt for a Zaloan bank loan that is as fast as a non-bank loan, you’ll be under the protection of a multinational financial company all the time. Regardless of the new Consumer Credit Act, here you can be sure of safe lending from the outset.
Zaloan Bank is part of the Zaloan Group, which has been providing loans without collateral since 2005 and was the first such company in Europe. It has offices in 22 countries, over 350 financial specialists and more than 2.5 million satisfied customers.
We do not maintain non-bank loans without a register, but we always guarantee fair dealing and security. This is confirmed, for example, by 44-year-old Radek S. from Brno: “I went through a number of offers, somewhere wanted fees, or sent an expensive SMS. I ended up with a new loan from Zaloan Bank and it helped me. I borrowed 3,000 CZK for 14 days.”
Also Mrs. Olga R. from Valašské Meziříčí was helped by a loan from Zaloan. Penzist decided to go on an autumn trip to Tuscany. But because only the last place was left, she had to pay CZK 5 700, the full price of the tour, to the travel agency immediately.
Mrs. Olga had something in her account and she knew that when her retirement came, she would call the necessary amount. It describes: “I contacted Zaloan and borrowed CZK 4,000 for 22 days. Because it was the first time I had a loan for free, with zero fee and interest. I just watched me get 4 000 CZK really in the agreed time, because otherwise I would have a fee according to the pricelist. ” With the loan and especially the trip everything went well – Mrs. Olga was 100% satisfied.
A credit of up to CZK 80,000 is also ready for you
You can also use Zaloan’s bank loan. Its comfort and safety far outweigh the former non-bank loans. There are either traditional microloans or a flexible Zaloan Credit loan offering convenient monthly payments.
Thanks to this modern method of lending, you have up to CZK 80,000 permanently available in the bank for anything payable either in one-off or in agreed monthly installments. And if you do not draw money from your Zaloan Credit account, you pay nothing.
How to arrange a flexible Zaloan Credit loan?
If you are a citizen of the Czech Republic aged 19 to 85 and have a balanced commitment to Zaloan Bank, just fill out a simple online application. Zaloan Credit will negotiate with a limit of 2500 CZK to 80 000 CZK. As a new client of Zaloan, you can borrow up to CZK 80,000 for the first time, with 0% interest for 30 days.
In the next period, your credit account is open for re-use with optional monthly installments. For trusted clients, Zaloan Credit is without a register – much like a more benevolent non-bank loan, but guaranteed by a banking institution.
Here’s a Practice :
- fill in the name, surname, mobile phone number, personal identification number, e-mail, ID card number and place of birth in the form. Followed by the correspondence address, possibly also the address of permanent residence (street, city and postcode).
- Other details are related to personal finance. List your own bank account number, monthly earnings, monthly expenses, and revenue source. If you want, check the option of contacting in the evening / night. All we have to do is upload a ID card – a scan or a photo of both sides.
- If you agree to the possible amount of the loan, please confirm that you have read the Standard Terms and Conditions, submit your consent to the processing of your personal data and submit your online loan application.
- In case of positive settlement, you will receive a loan immediately on your account. You will soon receive an invoice with a mandatory minimum monthly payment and other information that you can access through your online customer account.
Take advantage of your loan with nonstop client service
If you need to ask a question, please contact Zaloan Bank’s 24-hour customer service by phone, e-mail or chat. Whether you want to help with a loan request, find out the date and amount of the installment, or have problems with repaying the loan at the agreed time. Everything can be solved if you act on time.
“Super deal, reliability and speed of crediting your account. I’ve used the Zaloan loan twice. The first one was free, ” says Mrs. Petra.
“ I have a Zaloan Credit Loan facility up to CZK 15,000. So far I have not drawn a loan account, but I assume that it will immediately save me in the event of sudden financial problems, ” adds Ivana.
Treat yourself to free access to finance. Zaloan Credit will serve you in the long term and safer than advertised non-bank loans, where there may be a problem with provider verification.
Other reviews of clients who previously used non-bank loans
We will now replace the numbers with words, that is, reviews of clients who have also switched from a non-bank loan to a reliable bank loan.
“In the past, sometimes non-bank loans helped us at home,” said Marcela. “But they were expensive. Today we have a Zaloan Credit 50 000 CZK as a financial reserve. We’re repairing the house, so we still have a lot of expenses. After paying out, we usually settle the debt immediately so that it does not grow. We can handle what we can at Zaloan Bank via sms. The service operates 24 hours a day. ”
“I am surprised by the speed and helpfulness. I highly recommend Zaloan Bank, ” Mr. René added his online review to Zaloan.com.
A loan of 15 000 CZK for a used car helped Mr. Daniel. He said: “Zaloan lent me quickly. I use the minimum monthly installments, and if I earn more, I will settle the loan with an extraordinary installment that is free of additional charges. “
“The Zaloan Credit loan is best, when you draw on the benefits of a non-bank loan without a registry. Zaloan Bank does not require you to pay in advance, visits to the branch or continuous scanning of documents, ” said Mr. Daniel.
Mr. Ivan said: “I needed CZK 2,000 for a surcharge of electricity and Zaloan lent me free. Within 15 days after my paycheck, I returned two thousand. Everything went quickly and without submitting any papers. “
ACTION: Zaloan loans up to CZK 80,000 are now free for new clients
As a new client, Zaloan Bank will also provide you with a first zero-interest loan. Arrange a Zaloan Credit loan of up to CZK 80,000 for the first time for up to 30 days free of charge, and you will permanently acquire Loan Management, Payment Holidays and Change of Maturity Date for CZK 0!
Try the services of the innovative Zaloan Bank free of charge. For example, for a loan of CZK 8,000, you will return CZK 8,000 for 30 days. The daily interest rate of 0.2833%, which is CZK 22.66 for the relevant loan, is not counted until the 31st day.
Indulge in the convenience of a reliable repetitive bank loan to Zaloan Credit!